Texas Coastal Bank


 
Personal Accounts
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Accounts

Let Texas Coastal Bank help you put your money to work for you. With checking and savings accounts designed to meet your spending and saving needs, Texas Coastal is your community bank.

Checking Accounts

Free Basic Checking
Texas Coastal Bank’s Free Basic Checking is our most popular checking account, with no minimum balance requirement and no monthly maintenance fee.  In addition, you’ll be eligible for free online banking, free notary service, and the convenience of a free Texas Coastal Bank ATM card or Visa Debit Card*.  Stop by one of our offices and open your Free Basic Checking account today!

Account Benefits:

  • Unlimited Check Writing
  • Free Online Banking
  • Free Bill Pay ($5.00 per month after 90 days)
  • First 150 checks free
  • Free Notary Service
  • Free ATM withdrawals at Texas Coastal Bank ATMs
  • Free Texas Coastal Bank Visa Debit Card*

Account Details:

  • $100 Minimum opening balance
  • Account must have direct deposit to qualify
  • Truncated account (checks not returned)

* Subject to approval and other terms and conditions

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Texas Coastal Bank Advantage Checking
Texas Coastal Bank’s Advantage Checking Account is the perfect account for the individual that requires copies of their checks or does not have direct deposit.  It provides free monthly imaged statements, free online banking, and many of the other quality services that our customers have come to expect.

Account Benefits:

  • Unlimited check writing
  • Free Imaged Statements
  • Free Online Banking
  • Free Bill Pay ($5.00 per month after 90 days)
  • Free Notary Service
  • Free ATM withdrawals at Texas Coastal Bank ATMs
  • Free Texas Coastal Bank Visa Debit Card*

Account Details:

  • $100 Minimum opening balance
  • A $10.00 Activity Charge will be imposed on accounts whose minimum daily balance is less than $800.00

* Subject to approval and other terms and conditions

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Silver Club Account
Texas Coastal Bank’s Silver Club Checking Account was designed for our valued customers aged 55 and over.  This interest bearing account offers unlimited check writing and a variety of free services.

Account Benefits:
(55 and over) Same as the NOW account but with additional benefits

  • Unlimited Check Writing
  • Free Online Banking
  • Free Bill Pay ($5.00 per month after 90 days)
  • Free Cashier’s Checks, Money Orders, and Travelers Checks
  • Free Notary Service
  • Free basic wallet checks (specialty paper)
  • Free ATM withdrawals at Texas Coastal Bank ATMs
  • Free Texas Coastal Bank Visa Debit Card*

Account Details:

  • $1,500 minimum opening balance
  • A $10.00 Activity Charge will be imposed on accounts whose Average Daily Balance is less than $1,500.00
  • If the daily balance falls below $1,500.00, no interest will be credited for that day
  • This account pays simple interest paid quarterly.  The interest rate may change at any time.

* Subject to approval and other terms and conditions

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NOW Account
Texas Coastal Bank’s NOW Account combines the ability to write unlimited checks and earn interest all in one special account.  This feature packed account is available to individuals and nonprofit organizations.

Account Benefits:

  • Unlimited Check Writing
  • Free Imaged Statements
  • Free Online Banking
  • Free Bill Pay ($5.00 per month after 90 days)
  • Free Notary Service
  • Free ATM withdrawals at Texas Coastal Bank ATMs
  • Free Texas Coastal Bank Visa Debit Card*

Account Details:

  • $1,500.00 minimum opening balance
  • A $10.00 Activity Charge will be imposed on accounts whose Average Daily Balance is less than $1,500.00
  • If the daily balance falls below $1,500.00, no interest will be credited for that day
  • This account pays simple interest paid quarterly.  The interest rate may change at any time.

* Subject to approval and other terms and conditions

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Savings Accounts

Regular Saving Account
Texas Coastal Bank’s Regular Savings Account is the ideal account for saving up for that dream vacation, home improvements, new car, or as a first account for your child or grandchild.  Let Texas Coastal Bank help you to start saving today!

Account Benefits:

  • Free Online Banking
  • Free Notary Service
  • Free Texas Coastal Bank ATM card

Account Details:

  • $100 minimum opening balance
  • Withdrawals or transfers in excess of 3 per quarter are $5.00 each
  • A $5.00 Activity Charge will be imposed on accounts whose Average Daily Balance is less than $100.00
  • Quarterly Statements
  • This account pays simple interest paid quarterly.  The interest rate may change at any time.

Money Market Account
Texas Coastal Bank’s Money Market Account offers a competitive rate and the ability to write a limited amount of checks.  Like all of our deposit products, it comes with a variety of extra benefits for free.

Account Benefits:

  • Free Online Banking
  • Free Imaged Statements
  • Free Bill Pay ($5.00 per month after 90 days)
  • Free Notary Service
  • Free ATM withdrawals at Texas Coastal Bank ATMs

Account Details:

  • $1,500.00 minimum opening balance
  • A $10.00 Activity Charge will be imposed on accounts whose Average Daily Balance is less than $1,500.00
  • If the daily balance falls below $1,500.00, no interest will be credited for that day
  • Limited to six withdrawals or transfers per cycle (three if by check, draft, or similar order to a third party).
  • Check transactions to third parties in excess of three per cycle will be $15
  • This account pays simple interest paid monthly.  The interest rate may change at any time.

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Time Deposit Accounts

Certificates of Deposits and IRA Certificates of Deposit
Texas Coastal Bank’s Certificates of Deposits (CDs) offer competitive rates and maturities ranging from 90 days to five years. Interest may be paid to you monthly, quarterly, semi annually or annually either in the form of a check or reinvested into the CD.  This is a fixed rate account with a minimum opening balance of $1,000.00.  In order to be competitive, our rates change often, so please call or stop by today to get our current rates and specials.

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